How to Format Computer Without a Windows CDYou can format a primary or secondary hard drive without a Windows installation disc. Ablestock. com/Able. Stock. com/Getty Images. Whether you’re looking to reinstall Windows, retire one of your company’s computers, or just prepare a second hard drive for reuse, it's a good idea to wipe the drive first by formatting it. You can format any drive from within the Windows interface except for the system drive. If you want to format your system drive, or C: drive, you cannot do so while Windows is running and will need to boot the system from a boot disc first. Cd or dvd drive missing or doesn't show up in Vista, XP or Windows 7 My computer? Check this solution. If you don’t have your Windows installation media, you can create a system repair disc from within Windows 7. Formatting a Non- System Drive. Log into the computer in question with an administrator account. Click Start, type “diskmgmt. Search box and press “Enter.”3. Right- click the drive you wish to format, and click “Format.”4. Click the “Yes” button if prompted. Type a volume label. This is just a display name, so feel free to select whatever descriptive name works for you. Uncheck the “Perform a quick format” box.
A “quick format” doesn’t actually wipe any data; it simply flags the volume as “free” so it can be overwritten. Click “OK” twice. The formatting process can take anywhere between a few minutes and a few hours, depending on drive size. Formatting a System Drive. Click Start, “Control Panel” and then “System and Maintenance.”2. Click “Backup and Restore.”3. Click “Create a system repair disc” on the left. Insert a writable CD into your CD/DVD drive and click “Create disc.”5. Click “Close” and “OK.”6. Reboot your computer, and tap the appropriate key to bring up your boot menu. F1. 0 and F1. 2 are common. Refer to your computer’s user manual if you’re unsure which key should be used. Select your CD/DVD drive as your boot device, and press “Enter.”8. Press any key to boot to the disc when prompted. Click the “Next” button. After a few minutes, the System Recovery Options dialog box will appear. Click the radio button next to “Use recovery tools that can help fix problems starting Windows. Select an operating system to repair.”1. What is a boot disk? A boot disk (sometimes called a startup disk) is a type of removable media, such as a floppy disk or a CD, that contains startup files that your. In some cases, Windows fails to respond to keyboard and mouse commands. This is known as a locked-up or frozen state. To restart or shut down a locked-up computer. Learn how to reboot Windows computer from CMD using shutdown command. We can as well cancel a reboot from command prompt. ![]() Select your Windows installation. In most cases, there’ll only be one operating system listed. Disregard the reported drive letter, as it is often incorrect. Use the partition size as your reference instead (in most cases, your Windows partition encompasses nearly your entire disk). Click “Next.”1. 3. Click “Command Prompt.”1. Type the following command (without quotation marks here and throughout): “vol C: ”1. Press “Enter.” Note the volume label, which appears after “Volume in drive K is.”1. Type the following command: “Format c: /fs: NTFS”1. Press “Enter.”1. 8. Type the volume label you obtained in Step 1. Enter.”1. 9. Type “Y” and then press “Enter” when prompted. The process should take an hour or more to complete, depending on disk size. Type a new volume label for the drive, and press “Enter.”2. Remove the system repair disc, and shut down your computer. Things Needed. Writable CD (if formatting a system drive)Warnings. If you cannot access your Windows installation at all, or in the unlikely event that Windows prompts you to insert your installation media while creating your boot CD, you won’t be able to create a system repair disc. In this case, you can download a third- party boot disc, such as the Ultimate Boot CD for Windows or Bart PE (Links in Resources). Alternatively, remove the hard drive from the computer and install it as a secondary drive in any other working computer. Next, boot the system into Windows and format the drive using the instructions provided in the “Formatting a Non- System Drive” section. Formatting a hard drive permanently erases data. Therefore, make absolute sure you select the correct drive before initiating the format command. About the Author. A writer and proofreader since 2. B. Steele also works as an IT Help Desk analyst, specializing in consumer and business user tech support. She earned a B. A. Steele also holds certifications as a Microsoft- certified desktop support technician, Microsoft- certified IT professional, Windows 7 enterprise support technician and Comp. TIA A+ IT technician. Photo Credits. Ablestock. Able. Stock. com/Getty Images. How to Install Windows XP on a Windows Vista Computer: 1. Steps. 1Consider if you really want to downgrade. The most problematic issues with Windows Vista only apply to the original 2. Vista, not the newer SP1 version that comes with computers sold today. Windows 7 also doesn't have these issues. Windows Vista (7) also includes many features that enhance productivity, including instant desktop search, and features improvements in security. If you have any pictures or documents you want to keep, or programs that are hard to find, write them to a USB flash drive, external hard disk, or CD or DVD. Do this because everything on your hard disk will be destroyed during the process of installing Windows XP. The exact location of the program to do so differs depending on the brand of your computer, but usually there is a reminder pop- up that periodically appears at the lower right corner if you have not made the discs yet. This is necessary because these drivers add support for newer hardware that did not exist when Windows XP was released. Save the drivers onto your backup disk (along with your personal files). Make sure you get the drivers for . Otherwise, you might not be able to connect to the Internet to download others. And if you use a wireless network with WPA2 security (or if you're not sure), also download the Wireless Client Update and save it to the backup disk. Also find the driver discs for all printers, scanners, PDAs, music players, and wireless network adapters you will use with the new computer. Some of these drivers might be available from the manufacturer's website if you have lost your CD's. Put in the CD and then restart your computer. Wait for the setup files to finish loading. If the computer starts into Windows Vista instead of Windows XP Setup, you may have to press a key to boot from the CD. Restart your computer and press the key for the boot menu. This key is different for every computer depending on the BIOS. Press ENTER and then press F8 to accept the license agreement. Then switch back to the Windows XP disc. This is perfectly acceptable as long as you are not using that copy of Windows 9. Me. This erases all the files on your hard drive! Then wait for the files to copy. When the Setup program asks for a Product Key, get the folder that your Windows XP CD was in and look at the yellow label on the back. The ID number printed on it is what it wants. Type it in accurately. If Setup says that the code is invalid, carefully check your typing against the label and try again. Before running Windows Update, install the WPA update (if needed), and the drivers you downloaded before installing Windows XP. To save time, remember to activate Windows first. When updating your computer, you will need a high- speed Internet connection, and several reboots will be required as Service Pack 3 and other updates are installed; after each reboot, you should run Windows Update again until there are no more updates. Download and install any drivers you need that you have not already installed. Get the software programs you want and reinstall them, and put back your pictures, documents, and other files you saved. Then install an anti- virus program, such as AVG Anti- Virus (free for personal use) or Microsoft Security Essentials (free for all Windows users).
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Installing Windows XP On a SATA Hard Drive – Custom PC Blog. Windows 2. 00. 0 / XP Installation Basics. This guide will walk you through installing your operating system onto a new SATA . Please be sure to follow each step of the guide if you are running into issues getting your computer to identify or install onto your new SATA hard drive. This disc is NOT provided by the company you purchased your motherboard from. This is a disc you need to create using the makedisk. If you need more information on how to create this disc, please refer to the detailed instructions below. We will cover how to create an n. Vidia SATA or VIA SATA drivers disk depending on your chipset. This procedure can be different depending on the brand of motherboard you purchased. This information should be listed on your motherboard box or in the manual that came with your motherboard. If you are unsure or do not have that information available you can check the model on the board itself . If it has an “N” in the model it is n. Vidia and if it has a “V” in the model it is a VIA chipset. How To Install and Troubleshoot Serial ATA (SATA) Hard Drives. Serial ATA interface disk drives are designed for easy installation. With a Serial ATA interface, each. ![]() ![]() ![]() 5 Attach rails to your DVD drive, if your case uses them, and then slide the new DVD drive into the front of your computer (screw the drive in place if it doesn’t.![]() Now that you have determined what chipset you are running follow the instructions below for how to setup your SATA drivers disk for each chipset. You will also need access to another system with Windows already installed so you can run your motherboard CD and create your drivers disk. If you do not have one at home you can ask to use a friend’s computer, or possibly use one from work. If this is included it will eliminate the need to manually find the correct program on your disk. In those cases I would recommend using that option and then referring to the instructions below if you have any further questions or need information about how to use the program itself. NVIDIA CHIPSET INSTRUCTIONS: . This information can be found at the following link: How to Format a Floppy Disc. ![]() Once your disc is ready and you want to create your SATA drivers disc you will need to take the Master CD that came with your motherboard and put it into your system. Once you have the CD in your system go into Windows Explorer and navigate to where the Makedisk. This can be done in one of two ways. How to Find the Make. Disk Program. Once I explore the disk it gives me several folders: BINDRIVERSLINUXDRIVERSMANUALSOFTWAREIn this case I am going to check in the “DRIVERS” folder as this is the most common place to start. ![]() Under the DRIVERS folder you have several options also: AMDAUDIOCHIPSETLANSII3. USBNow we will want to check in the “SII3. HP SATA/SAS hard drive and Solid State Drive installation This document describes how to install Serial ATA (SATA) and Serial Attached SCSI (SAS) hard drives. You can even install Windows Vista with USB 2.0 flash memory drive now. All you need is a high speed 4GB flash memory only to create a bootable Windows Vista on(.). If you are replacing your current IDE hard drive either with a bigger drive of the same type or a new SATA device then the first step is to remove the old drive. BITDISKNOVELLRAID. Since I am guessing most users reading this guide are mainly looking for how to create their SATA floppy disk we won’t get sidetracked with the other options available in this folder. Using the Make. Disk. Program: Now that we have found our “Make. Disk. exe” utility you want to double click the file and run the program. When you start the program a Window will open up that says “ASUS File Image Extractor”. In most cases it should be defaulted to A: and you should not need to change the selection. If it is set to anything else then you can specify the correct drive letter from the drop down menu. The other section is “Volume” which will most likely be grayed out since the program should be able to auto detect what type of disk you are trying to use. Once you have confirmed that the correct drive is selected go ahead and click the “Extract” button at the bottom of the program window. Once you click Extract you will see a progress bar come up that says “Track xx / 1. This will show you once the program has completed creating your driver disk. Once it is complete it will just go back to the main window at which point you should check your A: drive to make sure the disk has been created successfully. Go ahead and close down the program and then select your A: drive through Windows Explorer. Once you have it selected you should see several files on the disk. Example: si. 31. 14r. Si. 31. 14r. 5. inf. Si. 31. 14r. 5. sys. Sil. Supp. cpl. SIPPD. SIWin. Acc. sys. Txt. Setup. oem. The files may vary a little for your disk but it should pretty much look the same. Just seeing files on the disk should be an indication that the extraction process worked correctly. At this point you should have a working SATA drivers disk. From this point you can move to the second portion of our guide that will walk you through how to use your SATA drivers disk during the Windows installation process. How to Find the Make. Disk Program. You can do a “Search” through Windows Explorer on your CD to try and find the location of the program. In Windows Explorer you will want to “right” click on your CD- ROM drive and it should bring up a menu. Select the search option from the menu and it will open a new window that says “Search Results” in the top left hand corner. In the “Search for files or folders named” section type in the following file name: Make. Disk. exe. Once you click the “Search Now” button the Window should return at least 1 result. In most cases it will return multiple files since there is usually more than one version of the program located on the motherboard disk. To find the correct version of the program make sure to check the description under the “In Folder” column of the search window. For my example board . Some of the files are located in folders named “SATARAID” or something similar with the term “RAID” in the title. We do not need to worry about those versions of the program unless we are installing our SATA drives in a RAID setup. As mentioned before you see a folder similar to “SII3. Hopefully your search returned a path similar to that to the right hand column of the Make. Disk. exe file your search found. If so that is the one you will want to go with. Now that you have found the utility you can use it to create your SATA drivers disk. If you have any questions about how to use the program please refer to the section above for detailed instructions. This concludes how to create your SATA drivers disk for motherboards using an n. Vidia chipset. From this point on you can refer to the second part of the guide that will walk you through how to perform the Windows installation with your SATA drivers disk. I believe this board does not actually require SATA drivers as the board auto detects SATA drives once they are hooked up to it. The above board was for example purposes only so users understand how the SATA driver disk creation works. Once that is done open up Windows Explorer. Once you have Windows Explorer up, open your CD- ROM drive to explore the contents of the disk. For my example I will be using a BIOSTAR K8. VGAM. When I open the disk I see a series of folders. They are as follows: AMD. Once I have opened this folder I see another folder named “VT6. Since it is the only folder located inside the first folder we will open up this folder next. Inside this folder you will see quite a few files and folders. The folders listed are as follows: DRIVERDISKMASSTOOLPIDERAIDTOOLVIARAIDIn this case go into the “DRIVERDISK” folder to get the files we need to create our SATA drivers disk. As mentioned before setting up the SATA driver disk for a VIA chipset is a very different process then setting up for the n. Vidia chipset. Here is where the biggest difference comes into effect. In the DRIVERDISK folder you will most likely see 2 folders and a file. They are named: PIDE . Highlight everything in the DRIVERDISK folder . Once you have copied the files, go to your floppy disk in your A: drive and select “EDIT” > “PASTE“. The files should now be copied over to your floppy disk. Congratulations. You have now created your SATA Drivers Disk for motherboards with VIA Chipsets. You can now refer to the second portion of our guide for how to use the Drivers Disk during the Windows installation process. How To Use Your SATA Drivers Disk During the Windows Installation: 0. Confirm the computer is powered off. Since we are going to be adding new hardware to the system make sure your computer is powered off, with the AC power cable disconnected from the system to prevent and possible hardware damage or injury while working inside the case. Mount the Serial ATA hard drive. Select an open drive bay within the system and mount you new hard drive into the case. Make sure you have it in an ideal spot so that both the power cables and data cables can reach the drive without a problem. Connect the cables. Connect the data cable to the drive first. Make sure it feels like it is a snug fit to avoid the chance of the cable falling out if the system is bumped or moved. Then connect the power cable. Depending on the drive and connection it may either be a flat black connection about 1. Molex connection used with normal hard drives. Insert the Windows XP/2. CD. Since you are going to be installing your operating system on to the new SATA drive make sure your setup disc is in your CD- Rom when you power up the system. You also need to make sure you have a floppy drive installed in the system since you are going to need to load your SATA drivers off a floppy disc before the system will recognize your new hard drive during the install process. Power up the computer. Once your new hardware is installed and setup in your system. Check any final options you need to have configured. The main one being that “Floppy Seek” is enabled in your BIOS so the system knows to look for a floppy drive. Otherwise it will give you an error like “No Floppy Drive Detected”. When you first boot the computer you will want to make sure your floppy drivers disc is not in your floppy drive since this will interfere with the system booting off the Windows Setup disc. Insert the floppy disc when you see the screen go black right before the installation process. It will display a message that says: “Setup is Inspecting your Computers Hardware Configuration”0. Press the F6 key to install drivers as the Windows setup screen launches. Install Windows XP from USB Disk Drive. Installing Windows XP from a USB drive(pen Drive) has been an issue with less number of ideal solutions available. Here we have given a solution which is easy to follow and which works. The reason why should anybody want to install Windows from a USB drive is that using a bootable CD is always been a problem. Sometimes our CD ROM may not work. Some mini laptops like Asus Eee PC may not have CD ROMs where installation is possible only through USB or an external Drive. One of the main reason why we were interested in this topic is that in the current trend Using a CD is considered primitive. A USB drive is much more easy and more portable. Hence why should anybody not want to carry their Installation files in a bootable USB drive and why would anybody rely on a CD which is easily damageable by rough handling. The method given here is tested successfully for Windows XP 3. SP2 and SP3. It may work with other versions of Windows like Vista and Windows 7 but we have not tested it yet. A USB Drive of minimum 2. GB2. Windows XP installation CD (Back Up will also do)The method consists of two parts and one file download (around 4. KB). We will have touse tools like Pe. To. USB to format your pen drive and copy the Windows XP installation files to the USB Disk using usb. Then we will boot up from the USB Drive and prepare for installation. After the process is completed your XP install is ready for the process. Now we will start the process: Step 1: Download the File from the link given below: Size: 4. KBName: usb. It will give you two folders named bootsect and usb. Plug in your USB drive to your computer and put the Windows XP CD also. Step 3: Go to the usb- prep. Press any key to continue. Step 4: Now it will open Pe. To. USB. Format your USB drive using it. Select the options as in the image below. Note that after formatting do not close the Pe. To. USB or the cmd console. Step 5: Now open a new cmd console manually (press Start+L, type cmd and enter). And type the following command in the commands prompt. Note that you should type your own USB drive letter instead of . No. Command: Action: 1cd\Enter. Enter. 3bootsect. Enter. I had copied the folder in D drive. So the image will be somewhat different with the actual display of your console. Don’t worry copy the folder in your C drive only. Now close this cmd console but not the other one. Step 6. Close Pe. To. USB. Now the usb. Select 1 to set the source location. Select the CD ROM containing the XP CD. Step 7: If you have a drive called T in your computer then check option 2 to change it to any letter which is not present. Otherwise no need to change. Select 3 to set the destination drive. Enter your USB Drive letter as shown below: Step 8: Now select choice 4 as we don’t have any Tempimage previously. It may ask you to delete the existing tempimage. Enter y and it will format your temp drive. Press any key to continue. Now it will start copying the XP files to the tempdrive. Step 1. 0: After the completion of the file copy process Press any key to continue. Now it will ask you to copy the files to your USB drive or not. Select Yes. Step 1. During the copy process it will ask whether to change migrate. Is you are using a USB stick then Select Yes. If you are using a USB hard drive then Select No. Step 1. 2: After the successful completion of copying the files to your USB drive it will ask whether to unmount the Virtual temp drive or not. As you do not need it Select Yes. Step 1. 3: After the successful completion of the process close the cmd console. Now your pen drive is ready for the installation process. Step 1. 4: Plug in the USB drive to the computer you want to install XP. While start up make sure that you set the first boot choice as your USB drive. To do this you have to enter to the bios and change the boot order to USB Disk as the first choice. For entering to BIOS press the BIOS setup key while start up. This key is usually seen in the screen in the boot screen. For most of the systems it is DEL key. For HP and Compaq it is F1. Go to the boot configuration tab and change the boot order. Step 1. 5: While booting up from the USB it will ask you to choose between GUI and TXT mode of setup. Select TXT mode for now. Step 1. 6: Follow the onscreen instructions. It is same as the usual setup process. In the partition selection screen do not select you USB drive for install. And if you are installing in a new RAW hard disk then your USB Drive will be the C drive. Now first create a new partition and format your HDD using the setup. And again restart the process from step 1. Quitting the current Install(Press F3). Then you should get your HDD partition as C drive. Continue your installation. Step 1. 7: Now it will copy a set of files to the hard disk. It usually takes lesser time than a CD ROM installation. After the process it will ask for reboot. Press Enter to reboot immediately. Step 1. 8: Now while start up select the GUI mode of setup to continue setup. Now you can continue your usual setup process. Follow the onscreen instructions carefully. After the setup process which usually takes 3. Now boot from your Hard drive not the USB drive. Again use BIOS settings to make this happen. Congratulations you have successfully installed Windows XP via a USB Drive. Important: 1. You can copy the contents of your pen drive if you want for future use. To use in future just format your USB drive with FAT, run the commands given in Step 5 and simply copy paste the files you had saved earlier. No need to run the whole process again. While unmounting the Virtual Temp Drive T, it may fail and ask you to try again. And when it asks you to Force unmount select yes. This Method is for informational purpose only and should not be used for Software Piracy and illegal practices. We are not responsible for any loss or damage resulting from this information. This method will not work if your motherboard or your BIOS does not support USB booting. This method is an implementation of the guide given in http: //www. And Pe. To. USB is a property of http: //gocoding. 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Introducción. ![]() ![]() ![]() Trouble Making Payments - Home Loans. Trouble Making Payments. When Payments Cannot Be Made on Due Date. When Financial Troubles Arise. Beware of the . Try to call the servicer before it is necessary that the servicer write to you, but never fail to answer notices or letters you may receive. In emergencies, the first impulse sometimes is to borrow money in order to keep the mortgage payments current. However, any new loan must be paid off in a short time through burdensome installments, and the extra strain often leads to more serious financial trouble. It is far better to call the holder of your mortgage and frankly explain your trouble. If you are willing to cooperate, your sincerity will be appreciated. If possible, the servicer will help you develop a plan that will enable you to keep your home. Failure to cooperate with your mortgage company may result in the loss of your home by foreclosure of the mortgage. Besides causing the loss of your home, this would naturally have a very bad effect on your credit standing, and may even leave you with a debt. You can, and should, avoid this. ![]() When Financial Troubles Arise. When serious financial troubles arise, it is obvious that living expenses must be cut to the bone. Relief Refinance Mortgage FAQs. The following answers to frequently asked questions about the Freddie Mac Relief Refinance Mortgage SM provide additional guidance on. TARP Programs Treasury. Find help for your mortgage. Troubled Asset Relief Program (SIGTARP) Report, Fraud Waste & Abuse. Rapper and producer Will.i.am has launched his own mortgage relief program called 'i.am home.' The program provides. Will.i.am Launches His Own Mortgage Relief. ![]() Will.i.am Launches Mortgage Relief Program, Foundation For Kids’ Educations. Find the MHA program that's right for you. Making Home Affordable has real help to offer. Are You Eligible for Mortgage Relief? OVERVIEW The National Mortgage Settlement. Am I Eligible for Help Under the National Mortgage. Most of the luxuries previously enjoyed, and even some things which may have been thought of as necessary, may have to be dropped for a time. In order to help veterans in serious financial trouble, VA Regional Loan Centers have technicians available to conduct financial counseling. This counseling is designed to help you avoid foreclosure. If you want this assistance, call 1- 8. ![]() Loan Service Representative that can assist you. Every homeowner dislikes the idea of losing a home. It is far better to sell it of your own free will and perhaps save your equity (amount by which value of property exceeds loan balance) than to have it taken away by foreclosure. This could cause you to lose all you have paid in, spoil your credit standing, and possibly increase your present debts. Later, when your financial position has improved, you may again be able to buy a home of your own. There's also another very good reason for doing everything you can to avoid having your mortgage foreclosed. If your loan closed before January 1, 1. VA has to pay a claim to the servicer under the guaranty, the amount of such claim will be a debt you will owe to the Government. If your loan closed on or after January 1, 1. Government in the event of a default if there was fraud, misrepresentation, or bad faith on your part. Delinquency Assistance information is available in regard to Veterans encountering problems making mortgage payments. Beware of the . They will be glad to advise you whether or not the offer is good and sound. VA cannot give you legal advice or service, but it can advise you of dangerous practices or as to the advisability of consulting an attorney. In some parts of the country, veterans who are not familiar with real estate transactions have been . When the veteran finds the stiff terms of the new contract cannot be met, legal action is started to take possession of the veteran's home. In other cases, a housing development will be visited to learn whether veterans are having trouble meeting their VA loan payments. If the veterans are having trouble, these individuals offer each veteran a small amount of cash for the equity in the property, plus the privilege of buying another home in a lower cost neighborhood on a land sales contract. ![]() The veteran agrees to give possession in 6. When the 6. 0 days are up, the veteran is told that no houses are available in the lower cost development. The veteran is then put out of the home. A third method is used in States where there is a long foreclosure or mortgage redemption period. A veteran, falling behind in home loan payments, is offered a small sum of cash for a . The veteran moves out believing that the loan will be brought up to date. Instead, the individual holding the quit claim deed rents the house without making up back payments. Most of the money received as rent is profit until foreclosure is final, and the veteran, not knowing what has happened, may still owe the servicer, and quite possibly, the U. S. Government if VA pays a claim on the loan. Many types of these shady deals are used in different parts of the country, depending on how these individuals can misuse State and local laws. Although these practices may be legal, they are considered unethical by most mortgage lenders and real estate brokers. You will be protecting your own interests and doing other veterans a service if you report any such propositions to the servicer of your mortgage and to the nearest VA Regional Office. VA loans may be assumed by another party, but be aware that you should request release of liability from VA if your loan originated prior to March 1, 1. If your loan closed after this date, you are required to obtain a release of liability prior to closing and approval to close the loan by your servicer or the VA office. PDF Documents — To read PDF documents, you need a PDF viewer. Links to viewer software can be found at this link. The most common consumer refinancing is for a home mortgage, which generally involves paying off your existing mortgage and taking out a new mortgage. The following resources provide further information: Making Home Affordable Program. The Making Home Affordable Program offers opportunities to modify or refinance your mortgage to make your monthly payments more affordable. It also includes the Home Affordable Foreclosure Alternatives Program for homeowners who are interested in a short sale or deed- in- lieu of foreclosure. Call 1- 8. 88- 9. Please note: New Federal Reserve rules require mortgage companies to notify homeowners when their loans are transferred to another company. The company that takes over your loan must send you a notice within 3. Even with a new loan owner, the company that . If that loan servicer changes, you will receive a separate notice. For more information about servicing companies, read the Federal Trade Commission's publication . To avoid becoming a victim of predatory lending, you need to understand the process to buy a home and be a smart consumer. What Is Predatory Lending? Predatory lenders, appraisers, mortgage brokers and home improvement contractors could use any of these tactics to take away your home or investments: Sell properties for much more than they are worth using false appraisals. Encourage borrowers to lie about their income, expenses, or cash available for down payments in order to get a loan. Knowingly lend more money than a borrower can afford to repay. Charge high interest rates to borrowers based on their race or national origin and not on their credit history. Charge fees for unnecessary or nonexistent products and services. Avoid Predatory Loans by Being a Smart Consumer. To avoid becoming a victim of predatory lending, follow these guidelines: Before you buy a home, attend a homeownership education course offered by a U. S. Department of Housing and Urban Development (HUD)- approved, non- profit counseling agency. Interview several real estate professionals (agents), and ask for and check references before you select one to help you buy or sell a home. Get information about the prices of other homes in the neighborhood. Don't be fooled into paying too much. Hire a qualified and licensed home inspector to carefully inspect the property before you are obligated to buy. Determine whether you or the seller will be responsible for paying for the repairs. Shop for a lender and compare costs. Be suspicious if anyone tries to steer you to just one lender. If you believe you have been a victim of predatory lending, you can find a list of federal, state, and local resources at the HUD Office of Housing Counseling. Back to Top. Reverse Mortgages. A reverse mortgage is a home loan that you do not have to pay back for as long as you live in your home. You only repay the loan when you die, sell your home, or permanently move away. Homeowners who are at least 6. These mortgages allow older homeowners to convert part of the equity in their homes into cash without having to sell their homes or take on additional monthly bills. Read more information about reverse mortgages. Types of reverse mortgages include: Be sure to watch for aggressive lending practices, advertisements that refer to the loan as . To be a savvy consumer and help protect yourself, remember: Do not respond to unsolicited advertisements. Be suspicious of anyone claiming that you can own a home with no down payment. Seek out your own reverse mortgage counselor. Never sign anything you do not fully understand. Make sure the loan is federally insured. Reporting Fraud or Abuse. If you suspect fraud or abuse, let the counselor, lender, or loan servicer know. You may also file a complaint: If you have questions, contact your local Homeownership Center for advice. Back to Top. Do you need help? Ask us any question about the U. Realtek to Demonstrate Full Range of Connectivity, Multimedia, and Consumer Electronics Solutions at 2017 CES: Realtek’s RTL9020AA Automotive Camera SoC Integrated. Below is a list of our most popular RealTek Network / Ethernet product support software drivers. To download, select the Model Name/Number of your device, then click. Realtek Fast Ethernet Drivers – drivers for popular network cards (Ethernet-adapter) from the Taiwanese manufacturer Realtek, working on technologies Ethernet and. ![]() Real. Tek Network / Ethernet Drivers Download for Windows 1. XP, Vista. Below is a list of our most popular Real. Tek Network / Ethernet product support software drivers. To download, select the Model Name/Number of your device, then click the Download button. If you can not find the right driver for your Real. Tek Network / Ethernet, enter Real. Tek Network / Ethernet model into the search box below and Search our Driver Support Database. Or you can request the driver and we will find it for you. ![]() ![]() Manufacturer Name: Realtek : Address: No. 2, Industry East Road IX Science-Based Industrial Park Hsinchu 300, Taiwan Phone Number: +886-3-578-0211 Support Number. Description: Version: Update Time: File Size: Download: Site 1: Win98ME Driver: 5.707: 2016/6/14: 65k: Global: Win8.1, Win8, Win7 and Vista Auto Installation Program. Download RealTek Network drivers for your OS. Select your model from the list and download the driver. Download drivers for RealTek 8821AE, RT8723BE, RTL 810X, RTL. Download Realtek RTL8187L Wireless Driver 1.313 for Windows (XP/Vista). OS support: Windows XP/Vista. Category: Networking. Windows Drivers atualizados da placa de rede RTL8139 da Realtek. No more missed important software updates! UpdateStar 11 lets you stay up to date and secure with the software on your computer. ![]() ![]() ![]() Training Plan For Tennis Juniors. Training Plan For Tennis Juniors. Creating the right tennis training plan for your child can be a difficult process. Designing and implementing such a plan takes an experienced and knowledgable team with a proven record in coaching juniors. The tennis training program here is very similar to how top juniors in Europe train from the ages of eight to 1. The program consists of five major parts, each of which is crucial for the development of a nationally ranked tennis junior. Group lessons - 9. Tennis training consists of approximately 1. Repetition of strokes and playing patterns is necessary to make them subconscious and automatic. The website of the International Tennis. Speed & Agility Training. Although the speed and agility components of fitness are combined when training. Want to sharpen your tennis game this summer? Rory Cordial, physical therapist and performance coach for American ATP professional tennis player Mardy Fish. Design a training program for a professional tennis player in the lead up to a major tournament. Constructing a tennis training program for a professional tennis. Find out how to become a better athlete by training smarter and preventing overuse injuries from sports or lifestyle. Discover how plant-based. Discover our tennis training program that will help improve your all round fitness and includes workouts and advice that will help your racket game. Training Plan For Tennis Juniors Creating the right tennis training plan for your child can be a difficult process. Designing and implementing such a plan takes an. GD TENNIS ACADEMY provides tennis training, conditioning, mental training, technical training with video analysis, coordination studies, and. In a typical tennis match, a player has no time to think about technique or analyze the situation in the 1. And even if players attempt to think about technique, they will devote most of their brain processing power to this thought process and less processing power will available for extremely complex and fast calculations such as ball speed, timing, and body coordination. Devoting too much time to thinking about technique or strategy will, of course, result in MORE errors, not less. As the main purpose of tennis training is to make all strokes and most playing patterns automatic, young players need to repeat the strokes and patterns thousands of times. Instruction is no longer needed after the player has learned the fundamental information about the strokes and playing patterns (only a few reminders here and there); that's where the group lessons with lots of drills come in. Group lessons provide players with competitiveness and fun, and they are much more cost effective. Group situations allow the coach to create new and interesting drills while still focusing on repetition. ![]() Win More Matches, Reach your Maximum Potential and Remain Injury Free with 6 Week Total Tennis Fitness Program. The Fitness Partners Tennis Program is just the plan will help you in stages of the game. We can choose the right program to Fit all your tennis needs. Players also show more effort when they compare themselves with each other and compete in a group. This also allows players of the same level to push each other to the limit and improve much faster than they would in the non- competitive environment of private lessons. Private lessons - 6. The main purpose of private lessons is to learn new strokes, improve or correct technique, and learn new playing patterns. The main advantage is that players can be totally focused on a certain task without being distracted by other players, which often happens in group lessons. Players also get to hit more balls in a short period of time, which is necessary for learning and acquiring the fundamentals of tennis technique. Private lessons also allow the coach to focus on the most important part of training for a particular player (for example - correcting the backswing of the serve). This becomes more difficult in group lessons since the coach must create lesson plans that will benefit all the players in the group. Tennis parents often think private lessons are better than group lessons but this is only true when it comes to learning new techniques or correcting mistakes. As mentioned above, this makes up only about 1. If a coach has to work on repetition during private lessons it is not only a waste of money, but also a waste of the coach's time and knowledge. The coach's knowledge is better served addressing the weaknesses of the particular player. A private coach is like the architect of a building. Architects are not paid to put bricks on bricks; for this there are less specialized workers. It's the same with private coaches: they need to overview the process, make sure the house (player) is built in the right way, and concentrate on the crucial parts of the building process. The less specialized workers, in this case tennis coaches in charge of group training, must make sure strokes and playing patterns are repeated many times with high intensity training. Physical training - 6. Tennis is an athletic sport that involves sprints at maximum speed, quick reactions, explosiveness, quick changes of direction, and endurance to sustain long matches. Player who are not physically fit, fast, strong and able to play for two or more hours without getting tired have no chance of competing in national or international levels above 1. Many different kinds of skills are needed for players to be able to play tennis well: coordination, balance, flexibility, hand- eye coordination, reactions, speed, stamina, strength, and agility. If players want to play high- level tennis, they will have to move their bodies in ways that are not often practiced in regular tennis training. Physical training allows young players to develop a large motor base of various movements and skills which will then be used in non- standard and standard tennis situations. Group training is better for this purpose since the players can work together, challenge each other, put more effort into exercises, and, of course, make sometimes boring physical training much more exciting. Another reason why developing motor skills (coordination, speed, reactions) is so important at a young age is because these skills develop faster from eight to 1. This window of opportunity last for only a few years when players can develop the potential for quick sprints, hand- eye coordination, fast reactions, and other skills. Can't these skills be developed through playing and tennis training? No, because junior tennis at eight to 1. The players play slower and the winner is typically the player who doesn't miss much - so there is not much risk hitting fast balls. The serve is also very weak compared to the speed of adults serving at full power. At the age of 1. 6 and later, players start playing and serving much faster but then it's already too late to start working on speed, coordination, reactions and other skills. These skills must already be well developed at a young age because they will improve only by a small margin every year after that. Developing physical skills and abilities is the most important part of training for children under 1. After that, physical skills will take a back seat to group lessons for the remainder of the player's career. Mental training (after 1. Successful players under 1. After 1. 2, the mental aspect of tennis becomes more and more important. Players need to learn how to control their emotions, their thoughts, how to calm down when they are nervous, how to build confidence, how to keep concentration throughout the match, and many other mental skills. Countless match and player- specific situations need to be explained and dealt with when players encounter mental challenges. Some examples of these mental challenges include playing a higher ranked player, playing a lower ranked player, playing the finals in front of a crowd, coming from behind to level the score, taking advantage of a lead, dealing with gamesmanship, winning a set, and dealing with let downs. An experienced coach helps players to understand the mental aspects and challenges of each situation and shows players ways of thinking and behaving to overcome them. Players who are not properly guided will usually blame themselves for the lack of success in these situations and create negative beliefs about themselves. These negative vibes will then block the player from reaching a higher level. For example, if a player loses against the number- one seed of the tournament because he overestimated his opponent's level of play, this can cause a negative belief - way of thinking. Playing matches - at LEAST once per week (official tournament matches or practice matches). Playing many different opponents will teach players how to master the stragetic part of the game. Every opponent is different and every opponent will present a different challenge. It is impossible to prepare for all of these challenges in training sessions. Playing tennis matches will help players to gain experience and match toughness. Players will learn how to outplay and outmaneuver opponents, find their weaknesses and exploit them, use their own strengths to make the best of them, and eventually become masters of the tennis game. Learning from experience (of wins and losses) is the ONLY way to become an expert tennis player, whether this is at club level or at a world- class level. Players should have around a 4. Winning matches is important for players to build confidence in their abilities and to learn what works well. Losing matches is a normal part of competitive tennis and players need to learn from their failures and accept them as part of the game. Following this five- part tennis training plan for tennis juniors will definitely give your child the edge over the majority of other tennis players. It will also help your child to become the best possible tennis player they can be. And this should also be their ultimate goal: feeling good about themselves for having mastered one of the most difficult and rewarding sports on the planet. Training – Health and Fitness - Learn. Tennis legend John Mc. Enroe once said that you can’t get fit simply by playing tennis matches. While you might not train with the dedication or intensity of these elite athletes, the principles are the same – doing work off the court will help you on it. When approaching training as a beginner, you should have a process or routine and a clear understanding of what you want to achieve. Tennis is a sport that calls upon a whole range of muscle groups, movements and motor skills. Your training should target all of these areas, which we’ve outlined here. Footwork/agility. Benefits for tennis: helps you get in the best possible position to hit a shotimproves your ability to react on courtallows for good movement patterning and lower body motor skills, which helps with covering the court. Training tips. Ladder drills. Use a combination of footwork and stepping patterns, these will improve your coordination, engagement, and foot movement. Open drills. Get a partner to stand inside the baseline at one end of the court and direct balls at different heights and positions to the other end (where you are). You need to practice focusing on your footwork to position your body around the ball in the appropriate position to play the shot; you don’t even need a racquet. Reactive lateral movement. While moving along the baseline, push off as quickly as you can in the direction of wherever your partner directs the ball and play the shot. Speed. Benefits for tennis: helps you get to the ball more quickly to then set up and execute shotsencourages you to be more offensive and take control of a matchmakes you a better retriever. Training tips. Power work in the gym. Try sone lower body exercises such as leg presses and squats. Activities that mimic areas of play that require speed. For example, sprints (for pushing off and retrieving shots) and agility ladder runs (for quicker, more economical footwork). Core strength. Benefits for tennis: a lot of power and movement generation (especially for multi- directional sports like tennis) comes from the coreaids in a better serve and execution of shotshelps with injury prevention, especially lower back injuries (which are common among beginners)Training tips. Sit- ups. You should be on a mat, lying on your back with your feet flat and knees bent; try to lift your shoulders up and forward towards your knees, have your arms extended and bring your clinched fists over your knees. Beginners should aim to go slowly, and control their movements. Pilates. Beginners should aim for a 3. Power. Benefits for tennis: gives your shots more heftimproves the force generated in your legs, helping you push off and up more effectively; equals more speed and a better serve. Training tips. Sprint work. From a standing start, push off hard into a sprint; this improves the effectiveness of your first step on court. Bounding. Start in a semi- squat position with arms high in the air, then forward- thrust as you bring your arms down to jump forward. Concentrate on fully extending your hips and knees and aim for a balanced landing; your head should remain still throughout the exercise. Bound up to the net from the baseline, or across the court from the tramlines. Circuit training. Benefits for tennis: good for improving cardiovascular health and conditioningaddresses all the main muscle groups, which is great for beginnersadds essential variety to your workout for enjoyment, and can be performed anywhere – the gym, on court or in the park. Training tips. Set up a circuit. This could incorporate push- ups, sit- ups, chin- ups, squats, sprinting or exercise bike; aim for a mix of cardio and strength exercises, for 4–8 exercises per circuit, and for 3–6 circuits, beginning with 3. Cardio Tennis. Taking part in a Cardio Tennis workout with its mix of tennis drills and cardio and strength exercises is great from an aerobic point of view, helping to improve your endurance and allowing you to play at least a couple of sets in singles.> Visit cardiotennis. |
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